Engage offers simplicity to our members. Engage members have direct access to their choice of providers with a single coinsurance level that applies to Preferred, Participating and non-contracted providers. There are no upfront benefits. Engage members have cost sharing (deductible and coinsurance) benefits only.

Engage claim example

Scenario:
An Engage member has a $500 deductible and 80/80/80 percent coinsurance level. The member visits a Preferred provider for a preventive visit. During the visit, the provider removes a suspicious mole. The member’s claim is paid as follows:

Benefit impact:

• Office visit
• Mole removal (in-office surgery)
• Mole biopsy (sent to outside lab)

All services accumulate toward $500 deductible and 80 percent coinsurance.

Refer to the following Summary of Benefits. For more detailed benefit information, visit the Products section of our Provider Web Site at www.or.regence.com/provider.

Note: The three columns on the Summaries of Benefits are the three Engage products available for employer groups to purchase based on coinsurance amounts 80%, 70% or 50%.

Regence Engage Summary of Benefits (PDF)

Regence Engage Summary of Benefits - Clark County (PDF)